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3 smart insurance strategies for brownstone owners

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Photo by Susan DeVries

In the face of rising insurance rates for Brooklyn’s iconic brownstones, savvy multi-family property owners are discovering effective ways to manage costs without compromising on coverage. For more than 50 years, Brownstone Agency has been offering tailored solutions for these historic properties.

Here are three key strategies to keep insurance costs in check:

  • Proactive Building Maintenance: Regular inspections of your building’s structural integrity, electrical systems, plumbing, and HVAC are crucial. By addressing issues early, you demonstrate responsible ownership to insurers, potentially leading to more favorable rates.
  • Enhanced Safety Measures: Investing in modern safety features pays off. Consider updating fire systems, installing security cameras, or implementing smart building management technologies. These improvements not only protect your property but can also positively influence your insurance premiums.
  • Locked-in Rates: Brownstone Agency offers a unique three-year prepaid policy that locks in the current rate, protecting you from annual increases. This exclusive offering provides budget stability in an unpredictable market.

What sets Brownstone Agency apart is their commitment to personalized service. They offer walk-in consultations at their Brooklyn office, handle claims directly to simplify the process, and provide comprehensive policy reviews to ensure you have optimal coverage.

To protect your investment and potentially realize significant savings, consider reaching out to Brownstone Agency. Inquire about their three-year rate lock policy and discover how you can secure comprehensive coverage at a stable rate.