Looking for Brownstone Insurance? 3 Reasons Why Owners Switch Their Policy

brownstone insurance

Looking for Brownstone Insurance? 3 Reasons Why Owners Switch Their Policy

Owning a brownstone or multifamily townhouse building has its share of stress — various repair requests being chief among them. But having the proper insurance coverage can mitigate many of these stressors. Here are three factors townhouse owners consider when deciding on an insurance carrier — and the reasons why they opt for Brownstone Agency.

1.) The price is right.

Price is always the number one issue when it comes to brownstone insurance, and it’s easy to see why: In the last two years, annual insurance increases for multifamily homeowners have approached 30 percent. That’s why owners come to Brownstone Agency, which has a three-year prepaid policy that allows you to lock in this year’s rate. No other insurance agency has that policy.

“It’s the number one reason why single and multifamily building owners come to us,” said Brownstone Agency managing director John Simone. “They can get locked in and not see an increase for three years, it’s really special.”

2.) The coverage is better.

Townhouse homeowners ask themselves: Am I getting the best brownstone insurance to cover my specific needs? Brownstone Agency can enhance coverage limits based on the size of the property and the exposure better than anyone else.

How? It’s complicated, but Brownstone Agency can prioritize the needs of the customer and extend coverage by writing on a Commercial Package Policy form. Their competitors for the most part can’t do that because they’re offering coverage on a Business Owners Policy form.

“They don’t have the ability to vary the flood, quake, or sewer limit based on the size of the exposure,” said Brownstone Agency marketing and sales agent Laura Allocco. “We do.”

3.) The service is comprehensive.

As a brownstone owner, how well do you know your insurance agent? Brownstone Agency takes pride in the fact that they have clients who have been with the company for 50 years — like family. Clients can walk into the Brooklyn office and have a coffee, pick up the phone, or send an email to get whatever they need for their brownstone insurance — increase their limits, decrease their deductible, whatever the case may be.

For claims, Brownstone Agency handles them on behalf of the carrier. “It’s a one-stop shop,” said John Simone. “You don’t have to go to a carrier, you just come to us.”

To protect your investment, reach out to Brownstone Agency today and inquire about locking in a low rate with their three-year prepaid policy.