How Do You Know If You’ve Got the Right Brownstone Insurance?

Residential buildings in Brooklyn borough, New York City
Residential buildings in Brooklyn borough, New York City. Image by Getty

Owning a brownstone is amazing but managing one can be stressful. That’s why having the proper insurance coverage can provide relief.

Here’s how to know if you’ve got the right brownstone insurance.

  1. How’s the price?

In the last two years, annual insurance increases for multifamily homeowners have approached 30 percent. That’s why Brownstone Agency makes the most sense: They have a three-year prepaid policy that allows you to lock in this year’s rate. No other insurance agency has that policy.

  1. How’s the coverage?

Is your coverage written on a Business Owners Policy form? If it is, your ability to vary the flood, quake, or sewer limit might be limited.  Brownstone Agency can enhance coverage limits based on the size of the property and the exposure better than anyone else because they’re writing on a Commercial Package Policy form.

  1. How’s the service?

How well do you know your insurance agent? Brownstone Agency clients are welcome in the Brooklyn office any time to get whatever they need for their brownstone insurance — increase their limits, decrease their deductible, or just a cup of coffee.

Inquire about locking in a low rate with their three-year prepaid policy — reach out to Brownstone Agency today.